What’s new: OpenAI has launched ChatGPT Wallet, which lets its Dots AI agents make purchases on a user’s behalf. The wallet uses a payment token for transactions, so the agent never handles the user’s actual card details. Users still review and approve each purchase, and OpenAI plans to give agents more autonomy over time.
Who’s affected
ChatGPT Wallet is available to US-based ChatGPT Pro subscribers with a US-issued Visa, Mastercard or American Express card. Some retailers and service providers have started restricting AI agents from their platforms, which could limit where the wallet works.
What to do
- If you’re eligible, add a card to ChatGPT Wallet to let Dots agents complete purchases.
- Review every purchase the agent proposes before approving it, and keep an eye on your spending.
- Expect some stores to block AI agents; check retailer policies if a purchase fails.




